Banana Chip Muffins

Banana Chip Muffins
Ingredients
1-3/4 cups all-purpose flour
1/4 cup sugar
2-1/2 teaspoons baking powder
3/4 teaspoon salt
1 egg
1/2 cup milk
1/3 cup canola oil
(to make this a bit healthier, I substitute applesauce for the canola oil)
1/2 cup mashed ripe banana
1/2 cup unsweetened applesauce
1 cup Semi-Sweet Chocolate Chips

Directions
In a large bowl, combine the flour, sugar, baking powder and salt. Combine the egg, milk, oil, banana and applesauce; stir into dry ingredients just until moistened. Fold in the chocolate chips.
Fill greased muffin cups two-thirds full. Bake at 400° for 20 minutes or until a toothpick inserted near the center comes out clean. Cool for 5 minutes before removing from pan to a wire rack. Yield: 1 dozen.